BPI Preferred Banking and Other Perks with Ayala Rewards Circle

Last March, I received an email from BPI offering free "Staycation Thrills" vouchers if I signed up for ARC (Ayala Rewards Circle). The ARC is an appreciation program that gives you exclusive privileges and perks from the Ayala Group and partner companies. I ignored the email knowing I had no intention of booking a staycation, …

Credit Card Points and Promos: My Total Benefits from Sept 2017-Aug 2018.

There are a lot of negative connotations when it comes to credit cards, mainly because it can be a trap for people to get into serious consumer debt. The convenience of swiping to pay for that dress on sale or the latest gadget can be addicting. Not seeing actual bills vanish from your wallet can …