Inflation – My Personal Micro Economic Perspective

The inflation rate in the Philippines accelerated to 6.4% in August, the highest in 9 years.  My social media feed was flooded with negative reactions to the news, which is understandable. Inflation sucks.  In addition to the rising costs of goods, a regular employee has to deal with the rising costs of parking, gas, and …

Credit Card Points and Promos: My Total Benefits from Sept 2017-Aug 2018.

There are a lot of negative connotations when it comes to credit cards, mainly because it can be a trap for people to get into serious consumer debt. The convenience of swiping to pay for that dress on sale or the latest gadget can be addicting. Not seeing actual bills vanish from your wallet can …