BPI Preferred Banking and Other Perks with Ayala Rewards Circle

Last March, I received an email from BPI offering free "Staycation Thrills" vouchers if I signed up for ARC (Ayala Rewards Circle). The ARC is an appreciation program that gives you exclusive privileges and perks from the Ayala Group and partner companies. I ignored the email knowing I had no intention of booking a staycation, …

Inflation – My Personal Micro Economic Perspective

The inflation rate in the Philippines accelerated to 6.4% in August, the highest in 9 years.  My social media feed was flooded with negative reactions to the news, which is understandable. Inflation sucks.  In addition to the rising costs of goods, a regular employee has to deal with the rising costs of parking, gas, and …